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If staying home with your children is a high priority, are you prepared to do whatever it takes to make it happen? It is not a crime to shop at thrift stores independent living for the elderly your family's wardrobe essentials. And your children won't hate you if you don't take them to Hawaii annually (these are extreme cases, but I think you get the point).

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When making your plan, include visits to assisted living homes. Some Home Living Aid allow day care, so that your parent can spend some time at the home, engaging in activities, and meeting residents and caregivers. Engage your parent, and let them be part of the decision as far as possible. They will feel empowered and when it comes time to move, less resistant because they've been included in the decision making.

An Internet Tech Salesman, who loved golf, quit his job in his 50's, to become a Golf Pro. He has never been happier. He said, you have to be a naturally great golfer to start with to do this. He teaches golf clinics and earns close to $50,000 a year. Plus he gets to golf whenever he feels like it.

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